Dita Paramita, Handayani (2020) Pengaruh Capital Adequacy Ratio (CAR), Return On Assets (ROA), dan Non Performing Financing (NPF) Terhadap Penyaluran Pembiayaan Pada Bank Umum Syariah yang terdaftar di Otoritas Jasa Keuangan (OJK)Periode Tahun 2012 – 2019. Other thesis, Universitas Darma Persada.
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Abstract
ABSTRACT Dita Paramita Handayani (2016410024), Title: The Effect of Capital Adequacy Ratio (CAR ), Return On Assets (ROA ), and Non Performing Financing (NPF ) Against Financing Distribution. Field of Science: Financial Management, under the guidance of Irma Citarayani, S.E., M.Si. This study aims to determine the effect of Capital Adequacy Ratio, Return On Assets, and Non Performing Financing toward financing distribution. This research was conducted by the method of collecting and processing financial statement data for the period 2012 - 2019 sharia commercial bank subsector banking companies based on a sample that has been determined by purposive sampling, there are 4 companies that meet the sampling technique criteria. This study uses a data testing tool that is a classic assumption test and data analyzed using multiple linear regression analysis tools. The results of this study are as follows: partially the Capital Adequacy Ratio has a significant negative effect on the Distribution of Financing, the significance value of 0.034 < 0.05 and t-count = - 2.223 > t-table = 2.048. Return On Assets has no significant effect on the distribution of financing, a significant value of 0.133 > 0.05 t-count = 1.549 < t-table = 2.048. Non Performing Financing has a significant positive effect on Financing, a significance value of 0.012 < 0.05 tcount = 2.688 > t-table = 2.048. Simultaneously the effect of Capital Adequacy Ratio, Return On Assets, and Non Performing Financing has a significant effect on the Distribution of Financing with a significance value of 0,000 < 0.05 and Fcount = 10.446 > F-table = 2.92. The adjusted R2 value is 0.478 (47.8% ) which means that the three independent variables are capable of the dependent variable of 0.478 (47.8% ) and the rest is influenced by other variables. The multiple linear regression equation in this study is formulated as follows: Y = 29,884 - 0,061 (CAR ) + 0,706 (ROA ) + 0,467 (NPF ) + e ABSTRAK Dita Paramita Handayani (2016410024), Judul : PENGARUH CAPITAL ADEQUACY RATIO, RETURN ON ASSETS, DAN NON PERFORMING FINANCING TERHADAP PENYALURAN PEMBIAYAAN. Bidang Ilmu: Manajemen Keuangan, dibawah bimbingan Irma Citarayani.S.E., M.Si. Penelitian ini bertujuan untuk mengetahui pengaruh Capital Adequacy Ratio, Return On Assets, dan Non Performing Financing Terhadap Penyaluran Pembiayaan. Penelitian ini dilakukan dengan metode pengumpulan dan pengolahan data laporan keuangan tahun periode 2012 – 2019 perusahaan perbankan subsector bank umum syariah berdasarkan sampel yang telah ditentukan purposive sampling, ada 4 perusahaan yang memenuhi kriteria teknik sampling. Penelitian ini menggunakan alat pengujian data yaitu uji asumsi klasik dan data dianalisis menggunakan alat analisis regresi linear berganda. Hasil penelitian ini adalah sebagai berikut: secara parsial Capital Adequacy Ratio berpengaruh negatif signifikan terhadap Penyaluran Pembiayaan, nilai signifikansi sebesar 0,034 < 0,05 dan t-hitung = - 2,223 > t-tabel = 2,048. Return On Assets tidak berpengaruh tidak signifikan terhadap Penyaluran Pembiayaan, nilai signifikan sebesar 0,133 > 0,05 t-hitung = 1,549 < t-tabel = 2,048. Non Performing Financing berpengaruh positif signifikan terhadap Penyaluran Pembiayaan, nilai signifikansi 0,012 < 0,05 t-hitung = 2,688 > t-tabel = 2,048. Secara simultan pengaruh Capital Adequacy Ratio, Return On Assets, dan Non Performing Financing berpengaruh signifikan Terhadap Penyaluran Pembiayaan dengan dibuktikan nilai signifikansi 0,000 < 0,05 dan F-hitung = 10,446 > F-tabel = 2,92. Nilai adjusted R 2 sebesar 0,478 (47,8% ) yang artinya ketiga variabel independen mampu variabel dependen sebesar 0,478 (47,8% ) dan sisahnya dipengaruhi oleh variabel lain. Persamaan regresi linear berganda pada penelitian ini dirumuskan sebagai berikut: Y = 29,884 – 0,061 (CAR ) + 0,706 (ROA ) + 0,467 (NPF ) + e
| Item Type: | Thesis (Other) |
|---|---|
| Uncontrolled Keywords: | Capital Adequacy Ratio, Return On Assets, Non Performing Financing¸ dan Penyaluran Pembiayaan |
| Subjects: | 600 Technology and Applied Sciences /Teknologi dan Ilmu-ilmu Terapan > 658.15 Financial Management/Manajemen Keuangan |
| Divisions: | Fakultas Ekonomi > Manajemen |
| Depositing User: | Trie anto Perpustakaan |
| Date Deposited: | 09 Dec 2021 03:33 |
| Last Modified: | 16 Apr 2024 03:54 |
| URI: | http://repository.unsada.ac.id/id/eprint/2171 |
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